What is financial planning?

Financial planning helps you focus on the "big picture." It is designed to help you meet your life goals through the proper management of your finances while incorporating your personal values in the planning process. Life goals can include buying a home, saving for your children's education, planning for retirement, addressing long-term health care concerns, dealing with special needs situations in the family, or planning the transition of your estate to the people and causes that are dear to you.

As part of the process, we help you understand where you are now, what you may need in the future and what you must do to reach your goals. The process also involves gathering relevant financial information, setting and clarifying life goals, examining your current financial status and coming up with strategies to achieve your goals. The planning process may touch on many areas, including budgeting, saving, taxes, investments, insurance, retirement and estate planning.

Finplan Full
FIM Group Financial Planning Process

Like investing, financial planning is a dynamic process. Your financial goals may change over the years due to changes in your life or circumstances. Life events such as inheritance, marriage, birth, health, house purchase or change of job status can all have a significant effect on your financial planning strategy. It is important to revisit your financial plan as time goes by to reflect the changes in your life, so that you can stay on track with your long-term goals.

Our Financial Planning Philosophy

FIM Group offers a broad range of client centered financial planning capabilities that complement our core investment management services. As a fee-only adviser, our approach to financial planning is to provide client-centered advice and counsel. We actively listen to your needs, goals, fears, expectations and past experience to provide guidance specific to your situation to help you chart a path for your financial future.

FIM Group believes that your financial planner should have the training, experience and resources available to promote your success. We expect our planning professionals to achieve their CFP® certification from the Certified Financial Planner Board. This designation identifies individuals who have met the rigorous education, examination, experience and ethical requirements of the CFP Board. We also adopt and embrace the Code of Ethics and Core Values of the National Association of Personal Financial Advisors (NAPFA), a professional fee-only organization.

When you are ready to map out your financial future, contact an FIM Group Financial Planner.


444 Hana Hwy,
Suite D
Kahului, HI 96732
p: 808.871.1006
f: 808.871.1433


111 Cass Street
Traverse City, MI 49684
p: 231.929.4500
f: 231.995.7999


1837 E. Main Street
Onalaska, WI 54650
p: 608.779.0300
f: 608.779.0304

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