Jeff Lokken's recent article in the Wall Street Journal: "A Need to Catch Up".
Retirement is an exciting prospect for Miriam Wuensch, but financing it is a scary one.
Ms. Wuensch, 56, says she'd like to retire by 70, "if I'm lucky." But she hasn't had a 401(k) match since 2004, and fears she has too much ground to make up before she'd be able to retire comfortably.
Ideally, Ms. Wuensch would move back to Chicago, where she lived for much of her professional life, though for now she's well settled in West Salem, Wis., near the Minnesota border. Her boyfriend lives a few hours away, in Madison.An only child, she returned to her hometown in 2005 to help care for her aging parents. Since 2008, Ms. Wuensch has worked as a contract writer for a large health-care company, managing an internal website and writing professional newsletters. She bills on an hourly basis and last year reported an adjusted gross income of $69,000.